When I was growing up, we more or lived hand to mouth despite both parents working 8 and 12 hour shifts respectively. They worked hard so we could have OK things, we didn't go without having some things like we were given NES a couple years after it came out, SNES a couple years after that came out, N64 a coulpe years after that came out (always on sales), we did have discount clothing. We ate the same, cheap meals a lot so my parents could always save money for birthdays and christmas. We never really went on vacations, I can count 2 mabye my entire life that I didnt pay for. When my father died he died with enough money in his bank account to cover his cremation and celebration of life, nothing more nothing less. My sister and I had to fight that bank tooth and nail to get access to it, too. Even with the certificate and us being executors of the will. 11 months it took before they finally handed it over. No interest either.
Government of Canada gives $2,500 to the estate. If the deceased party owes the government money? You get a bill instead. Thankfully my father was a truthful man.
When my mom passes, I have controlling stake in the house they own by 0.01% (33.33, 33.33 and 33.34% across 3 children) and splitting it after selling it is going to be a nightmare. I would much rather see it go to my parents grand children in the form of high interest no cost savings accounts but my brother will fight me tooth and nail for cash despite it going to majorly benefit his own children.
I hate all of this shit man. I don't want to live forever but the thought of dying and being this much of a burden on somebody makes me upset often